Operator and application flow
Title IQ Analytics LLC operates EZBIZFUNDS™ and this website. Funding details are entered into LendTrack’s embedded or hosted application, rather than a funding-application database operated by this public website. The website’s availability check processes the selected business state, financing category and, when relevant, property state to determine whether an application may be opened. This availability check is not lender underwriting. The Company may receive and use submitted inquiries through its authorized broker account. This notice concerns the Company’s website and handling of inquiries; LendTrack and financing providers have their own notices and responsibilities.
Information involved
Information may include business and contact details, location, funding purpose, revenue, debts, estimated credit range and other information you choose to submit through the application or a business conversation. Hosting and application services may process technical information such as IP address, browser, device, requested pages, timing and security logs. Do not provide sensitive information unless it is needed through an appropriate authorized workflow.
Purposes
Inquiry information is used to respond to your request, discuss potential financing, coordinate authorized referrals, manage communications and records, protect systems, prevent fraud and meet applicable legal obligations. Providing inaccurate or unauthorized information can prevent review. A website visit alone does not authorize a credit inquiry or automated marketing consent.
Sharing and external services
Relevant information may be shared with the application provider, prospective financing providers, authorized service vendors or representatives as needed for the requested service and lawful purposes. Information may also be disclosed when legally required or reasonably necessary to protect rights, investigate fraud or conduct a lawful business transition. Applicable provider notices and required authorizations govern provider processing. This notice does not authorize unrestricted distribution of applicant information.
Cookies and embedded content
Hosting services and embedded third-party content may use cookies, local storage and similar technologies for operation, security, preferences or other purposes described in their notices. Browser settings can limit some technologies, which may affect functionality. The application provider’s privacy controls govern its own processing. Any separate advertising or analytics activity requires an accurate updated disclosure and any consent or opt-out mechanism required by law.
Calls, texts and email
The Company may respond to a funding inquiry using the contact details supplied for that purpose. Any consent required for automated or marketing calls and messages must be obtained through an applicable consent process. Review the application’s wording before submission. Marketing consent is not a condition of purchasing a product or service where law so provides. Request a Company contact preference change by calling (201) 702-3850; use the applicable sender’s unsubscribe or STOP mechanism for its messages.
Safeguards and retention
The Company seeks to limit inquiry access to authorized people and use appropriate safeguards for its activities. No internet system is guaranteed secure. Third-party storage and security are also subject to their own practices and agreements. Records are retained for legitimate business, legal, fraud-prevention and dispute-resolution needs, then handled under applicable retention obligations. Do not send passwords, bank credentials or Social Security numbers through ordinary text messages.
Privacy requests and applicable rights
Depending on applicable law, you may have rights to access, correct or delete personal information or to opt out of certain uses, sales or sharing. Some referral or advertising disclosures can fall within a statutory sale or sharing definition even without a monetary payment. Rights and lawful exceptions vary. Contact the Company at (201) 702-3850 to make a request; identity or authority may need to be verified using an appropriate secure method. Direct requests about a third party’s independent records to that provider as well. Nothing here reduces applicable privacy rights.
Adults, scope and changes
The website is intended for adults acting for a U.S. business. It is not directed to children. Revisions describe the practices covered at the stated date and do not retroactively authorize new uses where additional notice or consent is required. Review provider notices and this page when submitting a new inquiry.